Product discriminator

Use the deal.type or application.type to differentiate the products and power your user experiences or API calls. The deals array and the applications array can contain a mix of BCA and Flexi objects.

Flexi response differences

• deals.performance will be null
• deals.pricing.factor_rate will be null
• deals.transactions.payment_channel_id will be null
• applications.pricing will be null
• applications.contract_link will be null

Flexi statuses

Account / Deal:

Active,
Frozen,
EndOfAvailabilityPeriod,
Paid,
WrittenOff,
NeverUtilised

Application:

Submitted,
Approved,
Activated,
Cancelled,
Declined

Advance:

ReadyForFunding,
NeedsIntervention,
Rejected,
Funded

BCA Statuses

Application:

Agreement Signed,
Approved,
Assigned,
Cancelled,
Created,
Declined,
Evidenced,
Funded,
Ineligible,
Lost,
Quoted,
Repaid,
Rescinded,
Split Placed,
Submitted,
Withdrawn,
Written Off

Deal:

Open, (Deal is funded)
Closed (Deal is not yet funded / Deal is repaid)